Over 42% of Pakistan’s workforce works in agriculture, which is essential to the country’s export of goods to other nations. Since Punjab province has the most land area and agricultural output, the government established the Khushal Kisan Program, which gives necessities and loans to worthy people to advance and enhance the sector.
پاکستان کی زراعت، جو کہ ملک کی اشیا کی بیرونی ممالک کو برآمد کے لیے بہت اہم ہے، اپنی افرادی قوت کا 42 فیصد سے زیادہ کام کرتی ہے۔ یہ دیکھتے ہوئے کہ صوبہ پنجاب میں سب سے زیادہ رقبہ اور زرعی پیداوار ہے، حکومت نے خوشحال کسان پروگرام بنایا، جو صنعت کی ترقی اور بہتری کے لیے مستحق افراد کو ضروری اشیاء اور قرضے فراہم کرتا ہے۔
Benefits of the Kisan Card
- Borrow up to 150,000 rupees every crop cycle.
- Subsidies for vital agricultural commodities such as fertilizer and seeds.
- Access to other government programs.
- Simplified registration by SMS or online.
Registration Process
Farmers can register for the Kisan Card using two primary methods:
SMS Registration
- SMS “PKC [space] ID card number” to 8070.
- To finish the registration process, wait for a confirmation message.
Online Registration
- Create a mobile wallet or bank account.
- Buy the Kisan Token Bundle.
- Fill up the application form at your local Tehsil office.
- Provide a CNIC and confirmation of land ownership.
- After your application has been completed, you can collect your Kisan Card.
Eligibility Criteria
| Aspect | Details |
|---|---|
| Eligibility Criteria | – Own 1-12 acres of land – Permanent residents of Punjab – No default on bank loans – Valid CNIC and registered SIM card |
| Required Documents | – CNIC – Proof of land ownership – Farmer’s Pass Book (if available) – Bank account information – Registered cellphone number |
| Registration Process | – SMS “PKC [space] ID card number” to 8070 – Online: Create mobile wallet/bank account, buy Kisan Token Bundle, fill out application at the Tehsil office, provide CNIC and land ownership proof |
- To be eligible for the Kisan Card, farmers must own 1-12 acres of land.
- Not to be contractors.
- Maintain land records with the Punjab Land Record Authority.
- Have a SIM card registered in their name.
- Do not default on any bank or financial institution.
- Have a genuine Pakistani identification card.
- Become permanent residents of Punjab.
- I owe no money to the bank.
- Not engage in illicit activity.
- Repay the loan within six months of its initial use. Late payments cost an extra 29% of the entire loan amount.
Required Documents
To finish the Kisan Card registration, farmers need:
- National Identity Cards (CNICs)
- Proof of Land Ownership
- Farmer’s Pass Book (If Available)
- Bank account information
- Registered cellphone number.
Conclusion
With the CM Punjab Kisan Card program, the government’s commitment to supporting farmers is shown. With the use of small loans and incentives, the program aims to increase farmers’ overall well-being and productivity. It is certain that farmers will have little trouble utilizing this program due to the simple registration method.
FAQs
What is the maximum loan amount available through the Kisan Card?
Farmers can get loans up to 150,000 rupees per crop cycle.
How can farmers register for the Kisan Card? Farmers can register via SMS by sending “PKC [space] ID card number” to 8070 or online by visiting the nearest Tehsil office.
What documents are required for Kisan Card registration?
Required documents include CNIC, proof of land ownership, Farmer’s Pass Book (if any), bank account details, and a registered mobile number.
Are there any conditions for availing benefits from the Kisan Card?
Yes, farmers must own 1 to 12 acres of land, not be contractors, and meet other eligibility criteria mentioned above.