The Benazir Income Support Program (BISP) is a vital government initiative in Pakistan that provides financial assistance to low-income families, particularly women. Recently, the government increased the quarterly payment under the Benazir Kafaalat initiative to Rs 13,500, up from the previous Rs 10,000. This increase aims to provide better financial support to deserving families, helping them cope with economic challenges. The BISP program continues to play a crucial role in alleviating poverty and supporting vulnerable groups. This article will guide the key details of the BISP Kafaalat program, including the list of banks where beneficiaries can easily withdraw their Rs 13,500 payment.
| Point | Details |
| Payment Increase | The quarterly payment has been increased to Rs 13,500 from Rs 10,000. |
| Beneficiaries | Mainly women and low-income families are the primary beneficiaries. |
| Program Expansion | More banks are now included for easier cash withdrawals. |
| Participating Banks | List of banks where beneficiaries can withdraw funds. |
What is the Benazir Kafaalat Program?
The Benazir Income Support Program (BISP) was launched in 2008 to provide financial assistance to Pakistan’s most vulnerable families. Over the years, BISP has become one of the country’s largest social safety net programs, focusing primarily on women. The goal is to improve the living standards of low-income households by providing them with regular financial support. Under the Benazir Kafaalat initiative, families receive quarterly payments to help them meet their daily needs and improve their quality of life.
Recent Increase in the Payment Amount
In 2025, the BISP program made an important update by increasing the quarterly payment to Rs 13,500. This amount is a boost from the previous Rs 10,000, which had been the standard payment. The increase of Rs 3,500 aims to provide better financial support to those in need, helping them cope with inflation and other economic challenges. Senator Rubina Khalid, the Chairperson of BISP, confirmed this increase in a statement and highlighted that this year (2025) will also be marked by the launch of the ‘Benazir Hunarmand Programme,’ which aims to train and employ deserving individuals.
How to Withdraw Rs 13,500 from Banks
For the ease of beneficiaries, the list of banks where they can withdraw their Rs 13,500 payment has been expanded. Previously, beneficiaries were only able to collect their funds from Habib Bank Limited (HBL), but now they can use a broader network of banks. To withdraw the funds, follow these steps:
- Visit a Participating Bank: Beneficiaries can go to any of the listed banks to make a withdrawal.
- Provide CNIC for Identification: You will need to present your CNIC (Computerized National Identity Card) for verification.
- Collect Payment: Once verified, you will receive the full payment of Rs 13,500.
Also Read: Benazir Income Program Payment Confirmation Latest Update 2025 (April)
List of Banks for Cash Withdrawal
To make it easier for people to access their funds, the government has expanded the list of banks where beneficiaries can withdraw their payments. The following banks are currently part of the BISP Kafaalat initiative:
- Bank Al Falah
- Bank of Punjab
- Mobilink Microfinance (JazzCash)
- Telenor Microfinance Bank
- Habib Bank Limited (HBL)
- HBL Microfinance
These banks have partnered with the government to ensure that the cash assistance reaches those in need without long wait times. The inclusion of multiple banks also means that beneficiaries now have more options for where to withdraw their funds, reducing the burden on individual bank branches.
Why the Expansion of Banks is Important
Previously, beneficiaries could only collect their payments from Habib Bank Limited (HBL), which often led to long wait times and overcrowding. By expanding the list of participating banks, the government has made it much easier for people to access their funds. This step not only reduces the waiting time but also ensures that individuals in rural areas can easily find a nearby bank to withdraw their payments. As a result, the process has become more efficient, benefiting a larger number of people.
The Role of BISP in Pakistan’s Social Safety Net
BISP stands as one of the most important social safety programs in Pakistan. The program plays a crucial role in reducing poverty by providing financial aid to the most vulnerable sections of society, especially women. By empowering women with financial support, BISP helps them contribute to their families’ well-being. Additionally, BISP also helps improve the education and healthcare of the beneficiaries by providing regular cash transfers. This makes BISP an essential tool in the government’s fight against poverty.
Also Read: How to Check BISP 13500 Payment Status on 8171 Web Portal 2025 [Latest Update April]
Conclusion
In this article, we have shared all the details about the recent increase in the BISP Kafaalat payment to Rs 13,500 and the expanded list of banks where beneficiaries can withdraw their funds. The Benazir Kafaalat program continues to provide essential support to low-income families in Pakistan, helping them improve their lives. With the introduction of more banks for easy withdrawals, the process has become more convenient, reducing wait times and increasing accessibility.
FAQs
Can I withdraw less than Rs 13,500?
No, the full amount of Rs 13,500 is given to eligible beneficiaries and must be withdrawn in full.
Are there any charges for withdrawing the payment?
Generally, there are no withdrawal fees for BISP beneficiaries at the listed banks. However, it’s always advisable to check with the bank beforehand.
Can men also receive payments under the BISP Kafaalat program?
No, the BISP Kafaalat initiative primarily targets women to help improve their financial independence.
What should I do if I face an issue with the withdrawal process?
If you face any issues, contact the nearest BISP center or the bank for assistance and resolution.